An investment calculator is an online tool that helps you estimate the potential future value of your investments based on inputs like the amount you invest, the expected rate of return, and the time period

You typically input the initial investment amount, regular contributions (if any), the time frame for investing, and the expected rate of return. The calculator then shows the estimated final amount.

The “What if” investment calculator allows you to test different scenarios by changing inputs (like the investment amount or rate of return) to see how they impact your future wealth.

The best calculator depends on your specific investment. For example, use a SIP calculator for monthly mutual fund investments or a real estate return calculator for property.

It’s a tool that estimates your investment growth, specifically accounting for compound interest, where the returns you earn also start earning returns themselves.

To find the profit, subtract the total cost of the investment from its final value.

ROI is calculated by taking the profit (or net return) and dividing it by the cost of the investment. It is often expressed as a percentage.

A SIP (Systematic Investment Plan) calculator estimates the maturity value of your investment based on regular, fixed-interval contributions (like monthly) into a scheme

A Lumpsum calculator estimates the future value of a single, one-time investment made at the beginning of the term

A SWP (Systematic Withdrawal Plan) calculator helps you plan regular withdrawals from an existing investment corpus, showing how long the money may last and the remaining balance. It’s often used for retirement income

A PPF (Public Provident Fund) calculator estimates the maturity amount and interest earned on yearly contributions to a PPF account, based on government-set interest rates and the standard 15-year term.

An IUL (Indexed Universal Life) calculator projects the cash value accumulation and potential monthly premium costs for this type of permanent life insurance policy, which has a cash value component tied to a stock market index.

Some investment calculators include an option to factor in the expected rate of inflation to show your investment’s future value in today’s purchasing power, giving a more realistic picture of growth.

These calculators compare the estimated after-tax final value of investments in a Roth IRA (after-tax contributions, tax-free withdrawals) versus a Traditional IRA (pre-tax contributions, taxable withdrawals) to help you decide which is better for you.

A savings calculator typically uses a lower, more certain interest rate, while an investment calculator uses a higher, expected rate of return, reflecting the higher risk and higher potential reward of investing compared to saving.